Imagine you're on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There's a sneaky hurdle called Private Mortgage Insurance (PMI) lurking in the shadows. Buckle up, because we're about
Sep 12, 2023 | Purchasing a Home
Are you caught in the dilemma of choosing between renting a cozy apartment or leaping into the exciting world of homeownership? It's a big decision that countless individuals grapple with. Let's delve deeper into the wild ride of renting and buying to unr
Sep 07, 2023 | Purchasing a Home
Hey there, future homeowner! So, you're thinking about getting your very own place, right? You might be wondering, how do you actually save up for the down payment? Don't sweat it! We've got your back with some tips that'll make saving money a breeze. Let
Sep 05, 2023 | Purchasing a Home
The financial benefits of homeownership are well documented, but the value of owning a home extends far beyond monetary considerations. While private mortgage insurance (PMI) and large down payments may be a concern for some buyers, the rewards of h
Aug 31, 2023 | Purchasing a Home
One of the things lenders look for in a good mortgage application is a minimum of two-years of solid work employment history. They want to have confidence that the borrower has a steady, reliable source of income to pay for the loan. Does this mean you ca
Aug 22, 2023 | Purchasing a Home
As you finalize your mortgage loan, your lender will give you a document called the closing disclosure. It contains lots of important information about your loan that you need to review and sign off on before you start your new mortgage. Although the page
Aug 10, 2023 | Purchasing a Home